2020欧洲杯小组赛

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Personal Finance 2020-06-23T16:37:00Z
Who Has The Best CD Rates Right Now 4x3 Who Has The Best CD Rates Right Now 4x3

Here are the banks with the best CD rates

We combed through offerings at about a dozen national banks to find the best CD rates right now. Our top pick is Ally Bank for its breadth of options.
Personal Finance 2020-05-29T17:49:00Z
Driving car. Driving car.

The average cost of car insurance in the US

The average cost of car insurance varies by the state you live in, your driving and credit history, age, years of driving experience, and more.
Personal Finance 2020-05-01T16:20:00Z
finance money bank banking banking credit card credit score investment payment chase sapphire preffered food dining restaurant cox 1 finance money bank banking banking credit card credit score investment payment chase sapphire preffered food dining restaurant cox 1

You can now earn up to 5 points per dollar on groceries with Chase cards like the Sapphire Reserve

In May and June, you can earn up to 3x or 5x points on groceries, depending on which Chase credit card you have.
Personal Finance 2020-04-29T17:49:00Z
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Personal Finance 2020-04-27T21:53:17Z
couple in new home

I'm a financial planner, and here's where I tell people to keep the money they'll need in 5 years or less

Cash you may need in five years or less usually includes money in your emergency fund or your down payment savings.
Personal Finance 2020-01-29T19:58:00Z
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The Amex Platinum is available to active-duty servicemembers at no annual fee — but even with the fee, the credit card is a great value

Here's how active-duty US servicemembers can get the Amex Platinum Card's fee waived. The card offers a fantastic value and great travel benefits.
Personal Finance 2020-06-16T18:32:00Z

The best rewards credit cards of 2020

The best rewards credit cards to open now. We break down the best credit card options for earning points, miles, or cash back in 2020.
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Personal Finance 2020-06-27T12:20:00Z

After my cousin was killed, life insurance made a world of difference for my family

This is for all you 20- and 30-somethings who feel invincible: Don't go about life thinking life insurance is only for the elderly.
Personal Finance 2020-06-27T12:15:00Z

The best national banks of 2020

The best national banks can be either brick-and-mortar or online-only. They should make it easy to access your money and have an easy-to-use app.
Strategy 2020-06-27T03:00:00Z

My husband paid me $15 an hour to be a stay-at-home mom. Here's what I learned.

Melissa Petro and her husband had an equal partnership. Then she had a baby, and they came up with an unusual financial agreement.
Master Your Money 2020-06-26T19:37:47Z

Meet your Master your Money Live Digital Bootcamp panelists: Two personal finance professionals who help millennials understand their money and reach their goals

Anna N'Jie-Konte and Kelly Lannan are set to host BI's Master your Money Live Digital Bootcamp. Here's how they work with millennials on money.
Personal Finance 2020-06-26T19:18:00Z

I'm an attorney and have $50,000 in my retirement account. My white attorney friend has $1 million in hers — and it's not because she went to a better school.

Over Lynette S. Hoag's lifetime, being shut out of high-paying jobs offered to her white peers has left her hundreds of thousands of dollars behind.
Personal Finance 2020-06-26T19:17:46Z

A fixed-rate mortgage locks in your interest rate for the entire life of your loan

A fixed-rate mortgage is a less risky loan than an adjustable-rate mortgage, because your rate won't change over time.
Personal Finance 2020-06-26T18:56:00Z

Credit card face-off: Bank of America Premium Rewards versus the Chase Sapphire Preferred

The Chase Sapphire Preferred is the gold standard for travel cards at the $95 annual fee level, but Bank of America's option has some advantages too.
Personal Finance 2020-06-26T18:17:39Z

I'm a financial planner and I bought a house in the middle of the pandemic — here's why

Conservative financial planning and considering long-term goals helped this young couple decide to purchase their first home during the pandemic.
Personal Finance 2020-06-26T16:40:00Z

Here's how to find how what tax bracket you're in for 2020

To find out what tax bracket you're in, you need your filing status and to calculate your taxable income, which is gross income minus deductions.
Personal Finance 2020-06-26T15:55:00Z

When I fell short of my savings goal last month, I used my Chase Sapphire Reserve points to save $597 on groceries and food delivery

When I came up short of my savings goal, I used points from my Chase Sapphire Reserve to cancel out nearly $600 in grocery and dining purchases.
Personal Finance 2020-06-26T14:37:00Z

Major car insurance companies are adjusting rates during the pandemic — here's which could get more or less expensive

Erie, Progressive, and State Farm plan to lower car insurance rates in some states during COVID, while Nationwide and Allstate are doing the opposite.
Personal Finance 2020-06-26T14:07:00Z

Self-employed workers will take the brunt of an 'unusual and never-ending' tax season when it comes to a head July 15

Since the first two estimated tax payments of 2020 were pushed back, a CPA says independent workers could have up to six tax bills due July 15.
Personal Finance 2020-06-26T14:00:42Z

The best renters insurance of 2020

The best renters insurance companies in 2020 include State Farm, Travelers, Nationwide, and Lemonade.
Personal Finance 2020-06-25T21:34:00Z

How to wire money to send or receive cash immediately

You can wire money one of two ways: a transfer between banks or through a money service, like Western Union.
Personal Finance 2020-06-25T21:22:00Z

How to rent an apartment with bad credit

It's not impossible to rent an apartment with bad credit, but it will likely take more money up front, a co-signer, or a roommate to do it.
Personal Finance 2020-06-25T19:55:00Z

If you have an Amex card, you can get $20 off a future Amazon purchase

Make a single Amazon purchase of $50 or more with an Amex card, and you'll get a $20 discount on a future purchase through the Amazon moments store.
Personal Finance 2020-06-25T19:16:02Z

How to refinance your student loans: 7 steps to help you get the best deal

Looking to refinance your student loans? If you have private loans, lowering your interest rate could save you thousands over the long term.
Personal Finance 2020-06-25T18:03:30Z

The 'pay yourself first' savings strategy helped me move out of my mom's house in record time after college

Moving into her childhood bedroom after college was depressing, so she put the "pay yourself first" savings strategy to work to get her own place.
Personal Finance 2020-06-25T16:20:52Z

Your FICO score and VantageScore are calculated slightly differently, but your payment history is key no matter which one you use

FICO score is the most widely used credit score, but VantageScore has grown in popularity. The two credit scores are calculated slightly differently.
Personal Finance 2020-06-25T15:56:00Z

A mortgage lender shares the piece of borrowing advice he'd give his own mom

Request a loan estimate that shows an itemized list of your fees. If you're choosing between multiple lenders, compare fees before making a decision.
Personal Finance 2020-06-25T15:47:45Z

Tax Day is 3 weeks from now, and at least 7 million Americans still haven't filed

A CPA says it's possible the federal deadline could get extended again, but it would lead to confusion if states don't change their due dates too.
Personal Finance 2020-06-25T14:45:00Z

The IRS will pay you interest if your refund is delayed this tax season

Typically the IRS has a 45-day grace period after the April 15 tax deadline to issue refunds, but the rule doesn't apply because of the tax extension.
Personal Finance 2020-06-24T22:16:00Z

The best homeowners insurance companies of 2020

The five best companies for homeowners insurance are State Farm, Amica, Erie, Auto-Owners, and Farmers Insurance.
Personal Finance 2020-06-24T21:57:30Z

What you need to know about savings accounts, one of the safest places to store your cash

A savings account is a safe place to store your hard-earned money that isn't under a mattress or inside a cookie jar.
Personal Finance 2020-06-24T20:55:28Z

A financial planner says most of her clients have the same fear right now, even if they have a job or savings

One financial planner says even her clients who are still working are worried about suddenly losing income and what the future holds.
Personal Finance 2020-06-24T20:46:37Z

Millennials have weathered 2 major recessions, and experts say that's bound to impact the way they invest from now on

After recovering from the Great Recession, millennials face the coronavirus recession. It's likely to make them more conservative investors.
Personal Finance 2020-06-24T20:15:00Z

Verizon is releasing a cash-back credit card that could be a great option to save on your wireless bill

The Verizon Visa Card is launching on June 26. It will offer customers rewards that they can use to save on their bill and other Verizon purchases.
Personal Finance 2020-06-24T18:47:00Z

A high-yield savings account or CD can earn up to 100 times more on your money — but don't forget those earnings are taxed

Taxes on savings account interest is pretty simple. If you earned more than $10 in your high-yield savings account or CD, you'll owe some income tax.
Personal Finance 2020-06-24T18:43:08Z

I tried 4 savings strategies to cure my chronic overspending, and I was finally able to stick with one

After overspending and failing to save in her 20s, she finally found one budgeting strategy that actually worked — the cash envelope method.
Personal Finance 2020-06-24T18:37:00Z

Credit card issuers like American Express and Citi have added new ways to earn and redeem your points during quarantine

Amex, Capital One, and other issuers are making it easier to earn welcome bonuses or enjoy card benefits with new, non-travel features.
Personal Finance 2020-06-24T18:33:24Z

Mortgage rates are at historic lows, but there are 3 more expenses to keep in mind before you get a loan

Mortgage rates are important when choosing a lender, but you should also consider PMI, compare fees, and find a loan term that matches your goals.
Personal Finance 2020-06-24T18:15:44Z

I'm a financial planner, and there are 3 ways my advice to clients has changed during COVID-19

He's helping clients build cash reserves fast, shore up insurance coverage, and get their estate planning affairs in order during COVID-19.
Personal Finance 2020-06-24T15:43:00Z

Retirees can skip plan distributions this year, and there are 2 clear benefits

The CARES Act waives required minimum distributions from retirement plans for 2020 and allows retirees to return money already taken out.
Personal Finance 2020-06-23T22:24:00Z

Here are the best money market accounts right now

Each of the best money market accounts has a competitive APY, is FDIC-insured, and is appropriate for modest and super savers alike.
Personal Finance 2020-06-23T21:02:18Z

As a young Black woman, there is no such thing as 'generational wealth' — I am my family's safety net

"For young Black people, familial responsibility follows us throughout our entire lives, especially as the economy trends downward."
Personal Finance 2020-06-23T20:53:30Z

4 tips for refinancing your mortgage during the pandemic, from homeowners who just did it

Securing low rates and fees is important, but you should also be sure you're comfortable with how the lender is conducting business during COVID-19.
Personal Finance 2020-06-23T20:40:00Z

The vast majority of Americans actually qualify for free tax filing. Here's how to find out if you're one of them.

Some tax preparers don't list free tax filing clearly on their websites, so it's best to go through the IRS portal if your AGI is below $69,000.
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